Prepaid Cards & Gift Cards

Simple, Secure & Convenient Payment Solutions

What is a Prepaid Card?

A Prepaid Card is a payment card that you load with money in advance. You can use it for:

  • Shopping in‑store and online
  • Cash withdrawals
  • Bill payments

It works like a debit or credit card, but instead of linking to a bank account or credit line, you simply spend from the amount you have loaded on the card.

The card is available in:

  • Full KYC Prepaid Card for everyday transactions, ATM use, shopping, and online payments
  • Gift Card perfect for gifting during festive seasons or special occasions.

Why Choose a Prepaid Card?

✔ Budget Friendly

Spend only the amount loaded on the card - great for managing expenses.

✔ Safe & Secure

Safer than carrying cash. If the card is lost or stolen, it can be blocked and your balance can be recovered.

✔ Widely Accepted

They are widely accepted for online and in-store purchases, bill payments, and sometimes ATM withdrawals, wherever the card network is accepted.

✔ Reloadable

You can add money to your card multiple times and use it whenever needed.

Why Choose a Gift Card?

✔ The Perfect Gift

Let your loved ones choose what they want - ideal for festivals, celebrations, corporate gifting, or special occasions.

✔ Flexible to Use

The recipient can shop anytime within the card’s validity period.

✔ Safe Alternative to Cash

If lost or stolen, the card can be frozen to prevent misuse.

How to Apply for a Prepaid Card

Step 1: Visit Your Home or Nearest Bank Branch

Customers (retail or corporate) can request a prepaid card by filling out a simple application form at the branch.

Step 2: Card Issuance

After verification, your card will be issued and dispatched to your branch address in a sealed welcome kit.

Step 3: Receive Your Welcome Kit

Your kit includes:

  • Prepaid Card or Gift Card
  • Brochure / Instructions
  • PIN for Gift Card
  • PIN for Prepaid Card can be set through the customer portal

Step 4: Card Activation

Activate your Prepaid Card easily by visiting Bank’s corporate website or through the URL: https://ppims.bankofmaharashtra.bank.in/bomcustportal/bomh

Our Prepaid Cards and Gift Cards provide a safe, hassle‑free, and smart payment alternative for everyday needs as well as gifting. With easy activation, wide acceptance, and enhanced security, they are ideal for customers looking for convenience and control over their spending.

Charges Applicable for Prepaid/Gift Card:

Applicable Fee

Amount

New Card Issuance

Rs.100.00 +GST

Replacement Fees

Rs.100.00 +GST

Annual Maintenance Charges

Rs.150.00 + GST

Reload Fees (Not Applicable for Gift Card)

Rs. 50 +GST

ATM Usage charges (Not Applicable for Gift Card)

Cash Withdrawal: Rs. 20/- +GST

Balance Enquiry : Rs. 10/ +GST

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Frequently Asked Questions on Prepaid Cards & Gift Cards

  1. What is the Expiry of Prepaid card & Gift card?
    Ans: The expiry period of prepaid card is 3 years & that of Gift card is 1 year
     
  2. What are the types of Prepaid card?
    Ans: There are two types of prepaid cards. One is Full KYC Prepaid Cards (Reloadable), and the other is Gift Cards (Non-Reloadable).
     
  3. How much amount can I load into Prepaid Card & Gift Card?
    Ans: Prepaid Card has a maximum limit Rs. 2 lacs per card at any given point of time, whereas Gift Card comes with a limit of Rs.10,000 per card.
     
  4. How to block the card in case of stolen or broken?
    Ans: You may temporarily block the card by logging in to the portal (https://ppims.bankofmaharashtra.bank.in/bomcustportal/bomh) or by calling our toll free  number 1800-233-4526 or even by visiting your home or nearest branch.
     
  5. What will happen to the card after expiry date?
    Ans: You may reissue your expired prepaid card by visiting home or nearest branch. Nevertheless, Gift card cannot be reissued, once expired and you may have to apply again to avail a new one.
     
  6. What if my account is debited but amount not loaded in my Prepaid card/Gift card?
    Ans: In such scenario, you may raise a dispute by logging in to the portal (https://ppims.bankofmaharashtra.bank.in/bomcustportal/bomh) or by visiting home or nearest branch.
     
  7. Can I transfer the remaining balance of my Prepaid card back to any of my Bank of Maharashtra accounts?
    Ans: No, you cannot transfer the balance of your prepaid card to your Bank of Maharashtra account while the card is active. Nonetheless, once your prepaid card gets expired, the remaining balance will be automatically get transferred to your Bank of Maharashtra savings account, from which you have loaded the amount in your prepaid card.
     
  8. Will the channels for e-Commerce/POS/ATM cash will be enabled?
    Ans: For Prepaid card all channels i.e. e-com/ POS/ ATM will be enabled once the card gets activated, however, for Gift card, only e-com & POS channel will be enabled post card activation. ATM withdrawal is not allowed for Gift card.
     
  9. When can I start using the cards?
    Ans: Once the card activation is completed, it is advised that you start using the card immediately.