MSME Scheme

• ​MUDRA Flyer
• MUDRA Offerings
• MUDRA Eligibility Criteria
• MUDRA - How to get Loan
• FAQs
• Common Loan Application Form (English, Hindi & Marathi)
• Single Page Common Loan Application Form (Marathi)
• Publicity Material

Maha MSME Project Loan Scheme

• Term loan facility for establishment of various kinds of projects
• Primary security of assets purchased/created
• No collateral security for loans up to Rs.0.50 crore [CGTMSE Cover]
• Minimum 25% margin
• Repayment period up to 10 years including moratorium period of maximum 2 years.
• Incentive by way of reduction in rate of interest if collateral security is provided

Maha MSME Machinery/Equipment Scheme

• Term loan facility for purchase of machinery & equipments; Maximum Rs.20.00 Crore
• Primary security of assets purchased/created
• Collateral security for exposure upto Rs.1.00 Crore is not mandatory
• Minimum 25% margin
• Repayment period up to 7 years including moratorium period
• Incentive by way of reduction in rate of interest if collateral security is provided

Maha MSME Cash Credit Scheme

• Cash credit facility for working capital purpose
• Primary security of current assets [Inventory & Receivables up to 180 days]
• Minimum 25% margin
• Incentive by way of reduction in rate of interest depending on the value of collateral security offered

Maha MSE Collateral Free Term Loan Scheme

• Term loan facility for business purpose; Maximum Rs.1.00 crore
• Security: Assets of the borrower as per definition of CGTMSE
• No collateral security [Mandatory CGTMSE cover]
• Minimum 25% margin
• Repayment period upto 7 years including moratorium period

Maha MSE Collateral Free Cash Credit Scheme

• Cash credit facility for working capital purpose; Maximum Rs.1.00 Crore
• Security: Assets of the borrower as per definition of CGTMSE
• No collateral security [Mandatory CGTMSE cover]
• Minimum 25% margin

MAHABANK TRADE, SERVICES & MSE FINANCE SCHEME

• Facility: Term loan; Cash Credit or combination of both; Letter of credit & Bank Guarantee
• Finance assistance upto Rs.3.00 Crore
• Security: Mortgage of immovable property
• Margin 40% on latest value of security
• Repayment period up to 7 years including moratorium period [For Term Loan]

MAHABANK VEHICLE LOAN SCHEME FOR SMALL ROAD TRANSPORT OPERATOR

• For term loan, purchase of commercial vehicles, Loan quantum up to Rs.2.00 Crore
• Security: Hypothecation of vehicle purchased
• No collateral security for loans up to Rs.1.00 crore [CGTMSE Cover]
• Minimum 15% margin
• Repayment period up to 7 years including moratorium period

MAHABANK LOAN SCHEME FOR DOCTORS, CHARTERED ACCOUNTANTS, ENGINEERS & ARCHITECT

• Composite loan limit up to Rs.5.00 crore for Doctors
• Composite loan limit up to Rs.2.00 crore for CA, Engineers & Architect
• Security of assets purchased/created out of bank finance
• No collateral security for loans up to Rs.1.00 crore [CGTMSE cover]
• Margin: 15% to 25%
• Repayment period up to 7 years including moratorium period
• For doctors: To purchase/construction of building, maximum repayment period [including moratorium period] up to 12 years can be considered