Know everything about our brand new Mobile Banking App – Zen Lyfe

In today’s fast-paced world, we rely on our smartphones for everything — from ordering groceries to attending meetings and managing travel. So why should banking be any different?

Recognising the need for seamless, secure, and smart banking, Bank of Maharashtra has launched a new mobile banking app – Zen Lyfe. It’s more than just an app. It’s a modern platform that brings your bank to your fingertips — available 24/7, wherever you are.

Whether you're checking your balance, transferring funds, paying bills, or booking travel tickets, Zen Lyfe does it all — and more. With a refreshed interface, powerful features, and strong security, it’s designed for everyone: young professionals, business owners, students, senior citizens, and anyone who values convenience.

This blog will help you understand everything about Zen Lyfe — what it is, how it works, its standout features, and why it’s the smarter way to bank with the Bank of Maharashtra.

What is Zen Lyfe?

Zen Lyfe is the next-generation mobile banking and lifestyle app launched by the Bank of Maharashtra. It's the upgraded replacement for the older MahaMobile Plus app — but with more features, a better design, and a more powerful interface.

Available on Android (version 9 and above) and iOS (version 13 and above), Zen Lyfe offers not only traditional banking services, but also lifestyle and travel features – making it a full-service app for all your financial needs.

How Zen Lyfe Simplifies Your Banking Experience

Let’s look at what makes Zen Lyfe stand out.

Easy Account Management

Zen Lyfe lets you:
- Check your balance and mini statements
- View transaction history
- Manage multiple accounts
- Access real-time updates

All without stepping into a branch.

Quick and Secure Fund Transfers

With Zen Lyfe, you can transfer money anytime using:
- UPI (Unified Payments Interface)
- IMPS, NEFT, and RTGS
- QR-based scan and pay

Whether you’re paying a friend or a vendor, it's fast, safe, and paperless.

Convenient Card Services

Need a new debit card? Want to block a lost one? Zen Lyfe makes it effortless:
- Apply for a debit card or request a PIN
- Block/unblock your card instantly
- Set daily limits for added control

Deposits and Loans – All In One App

You can now:
- Open Fixed or Recurring Deposits digitally
- Check eligibility for loans
- Apply for MSME, education, or home loans
- Track applications in real-time

Lifestyle and Utility Features

Zen Lyfe goes beyond banking. It allows users to:
- Pay utility bills (electricity, gas, water)
- Recharge mobile phones or DTH connections
- Book flight and bus tickets
- Access exclusive deals and offers

Everything you need to manage your daily routine — now bundled into one smart app.

Built-in Security You Can Trust

Bank of Maharashtra has made sure your money is safe. Zen Lyfe includes:
- Biometric login (fingerprint or facial recognition)
- MPIN for secure access
- Device binding (works only on your phone)
- Auto logout after inactivity

You also get SMS and in-app alerts for all activity — so you're always in control.

How to Get Started with Zen Lyfe

Opening Zen Lyfe is simple. Here’s how:
1. Download the app from the official Play Store or App Store
2. Register using your mobile number linked with your BoM account
3. Authenticate via OTP and set your MPIN
4. Enable biometric login (optional but recommended)
5. Start exploring features — from checking balances to booking tickets

The entire setup takes just a few minutes.

Who Can Use Zen Lyfe?

Zen Lyfe is built for everyone:
- Working professionals who want to bank on the go
- Small business owners managing multiple transactions
- Senior citizens who prefer convenience without complexity
- Students and young users who live entirely on their smartphones

Whether you’re paying bills, transferring money, or simply checking your balance, Zen Lyfe adapts to your lifestyle.

Final Thoughts

Zen Lyfe isn't just a mobile app — it's a complete financial companion that puts the power of Bank of Maharashtra in your pocket. It’s fast, secure, and packed with all the tools you need for modern banking and daily life.

If you’re a Bank of Maharashtra customer, now is the perfect time to experience banking reimagined. Download Zen Lyfe today and take control of your finances — anytime, anywhere.

Author: Bank of Maharashtra
Date of Publish: 12 Dec, 2025